Organizing travel insurance is an essential part of preparing for your local or overseas trip and that’s why we the Duma Africa safaris recommend travel protection. You should make sure your travel protection covers all medical expenses in case of illness, theft of your goods, lost, damaged or delayed luggage and besides everyone wants to have a piece of mind knowing that your vacation is well protected. Always make sure you purchase a protection plan before you travel.
Why buy Travel Insurance?
With travel insurance you will have valuable coverage for you and your family or are you not sure if you need travel protection? Here are commonly asked questions:
Q. Why should a traveler buy travel protection?
A. It normally gives travelers coverage for unforeseen circumstances from cancelled flights, lost or stolen luggage or in cases where a terrorism incident occurs. If any unforeseen circumstances (like an illness, accident etc) that may lead to you having to cancel your flight or interrupt it, one faces two major financial losses which are:
Q. What happens if a traveler must cancel their vacation?
A. In most cases the traveler loses non refundable deposits and payments that can add up to hundreds or even thousands of money. Travel protection plan provides for cancellation coverage for the travelers vacation investment the insurance company pays the traveler for pre paid, nonrefundable and unused payments or deposit for a covered reason.
Q. How does trip cancellation and interruption coverage work
A. The insurance pays for pre paid, nonrefundable, unused payments or deposits if the traveler must cancel or interrupt their trip due to covered reasons.
Q. What other coverage is included in a travel protection plan
A. It covers emergency medical expenses and emergency medical transportation to the nearest medical facility when ordered by a doctor.
Payment for additional accommodations, meals and local transportation and also expenses incurred due to travel delays.
Payment for purchase of essential items if baggage is delayed and also coverage against lost, stolen or damaged baggage.
Q. Does travel protection cover terrorism
A. Mostly in many cases travel protection plans do not cover terrorism. Travel insurance through Travelex Insurance can cover terrorist incidents both in the United States and abroad.
Q. How much does travel protection cost?
A. The cost of travel protection is based on the value of the trip, the length of the trip and the plan purchased.
For more information click on the links below to view applicable description of coverage, for the travel protection plans offered by Duma Africa Safaris.
Travel Assistance & Concierge services:
If you need immediate assistance while traveling, contact the Travel Assistance & Concierge service Company.
This is a brief description of benefits. For a summary of plan details on coverage, benefits, limitations and exclusions of the plan, please refer to the applicable Description of Coverage. Travel Assistance & Concierge Services are provided by the designated provider as listed in the Description of Coverage.